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Category Archive: Mortgages

10 Ways to Buy a House with NO Money Down

No Money Down
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Before you spend money on expensive programs that can teach you how to buy a house with no […]

November 26, 2019 Mortgages, Real Estate

HUD-Approved Housing Counselor

HUD-approved Housing Counselor
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Advantages of working with a HUD-approved Housing Counselor Home ownership in RVA is extremely affordable. However, the home […]

November 16, 2019 Mortgages, VHDA

VHDA Free Homebuyer Class – HELP RVA BUYERS

Class, Learn, Homebuyer,
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The VHDA Free Homebuyer Class is here to Help RVA Buyers The VHDA Free Homebuyer class is just […]

November 15, 2019 Mortgages, VHDA

How To Apply For a VHDA Loan

W-2, Apply for Loan
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We want to help RVA buyers apply for a VHDA loan. The process doesn’t have to be difficult. Whether […]

November 13, 2019 Mortgages, VHDA

VHDA Loans – General Information

bank, home loan, mortgage, VHDA
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The Virginia Housing Development Authority offers a variety of mortgage packages to qualified buyers. VHDA loans are common […]

November 12, 2019 Mortgages, VHDA

The 28/36 Rule – Don’t Be House Poor!

Debt to Income, Salary, Mortgage, 28/36 rule
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Often times you don’t know how much home that you can afford with out any type of guidance. […]

November 4, 2019 Mortgages

Debt-To-Income Ratio – Separate From Credit History

Debt-to Income Ratio
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Remember, the debt-to-income (DTI) ratio is something that lenders look at separately from your credit history. The moral […]

November 4, 2019 Mortgages

Self-Employed? 10 Docs Needed for Proof of Income

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Whether you’re contractor, owner-operator or street vendor, you CAN get approved for a mortgage. However while salaried worked […]

October 30, 2019 Mortgages, Self-employed

PMI – Private Mortgage Insurance, Explained

Private Mortgage Insurance
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What is PMI ? PRIVATE MORTGAGE INSURANCE  Private mortgage insurance, abbreviated as PMI, is a type of insurance […]

October 22, 2019 Mortgages, Real Estate

Mortgage Shopping 101 – A guide for success

Mortgage Shopping Cart
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Imagine getting your pre-approval letter from the bank, and now you’re one step closer to purchasing a home. […]

October 15, 2019 Mortgages, Real Estate
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